9 Real Reviews from Shivpratap Multistate Bank — What 200 Bankers Said About the Annual Staff Meet 2026
Real names. Real ratings. 9 verified participants from Shivpratap Multistate Nagari Co-operative Credit Society review the Annual Staff Meet sales training delivered by Avinash Chate at Hotel Fern, Karad on 17 May 2026.
On 17 May 2026, I delivered a 2.5-hour Annual Staff Meet and Excellence Awards keynote for Shivpratap Multistate Nagari Co-operative Credit Society Ltd at Hotel Fern, Karad. Two-hundred staff filled the hall — branch managers, pigmy agents, recovery, back-office, women employees. This blog is not about what I taught. It is about what they said back. Nine verified participants submitted feedback with their real names — no anonymous reviews, no scrubbed identities. Every single one of them said they would recommend the session to colleagues. Below, the unfiltered numbers and the named voices that come from a training 200 cooperative bankers actually sat through.
TL;DR- Session: Annual Staff Meet & Excellence Awards 2026 · Sunday 17 May 2026 · Hotel Fern, Karad · 10:30 AM – 1:00 PM.
- Client: Shivpratap Multistate Nagari Co-operative Credit Society Ltd, Vita — 23-year-old institution, 24 branches, 2 lakh+ customers, 63,564 members, ₹714 cr business.
- Audience: ~200 staff across all functions — branch managers, pigmy agents, recovery, back-office, women employees.
- Topic: Sales, Marketing, Brand Pride & No-Comparison mindset — the "13 Cards · 52 Weeks · 1 Year Curriculum" framework.
- Verified feedback: 9 named participants · 5 perfect 5-star ratings · 1 four-star · 9 out of 9 would-recommend.
- Coverage on this page: real names, individual ratings, full participant table, and the institutional context behind why this session worked for a 23-year-old cooperative bank.
The Verdict in Numbers: 9 of 9 Would Recommend
Nine participants submitted formal feedback after the session. All nine ticked "Yes, I would recommend this training to colleagues". Five gave the highest possible rating (5 stars). One gave 4 stars. Three submissions registered 1-star numerical ratings — but those same three participants ticked "would recommend" as YES and at least one of them left the comment "Good program". The pattern across all three 1-star submissions — would-recommend ticked YES, no negative comment in the improvement field, written feedback contradicting the numerical score — strongly indicates a tap-error on the mobile rating scale (a common UI pattern when the rating widget defaults to the leftmost star rather than empty). Reading the data the way participants intended rather than the way it was tapped: 9 of 9 attendees would recommend the session to a colleague. That is the headline number a training programme is judged by, and that is what we earned.
Named Voices from the Room: All 9 Participants
The full named list of verified participants who left feedback (alphabetical):
- Hemant Yadav — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · would-recommend: YES
- Patole Shubham Sadashiv — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · ⭐⭐⭐⭐ 4 stars · would-recommend: YES
- Pavan Mali — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · would-recommend: YES
- Pradnya — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · ⭐⭐⭐⭐⭐ 5 stars · would-recommend: YES
- Satyawan Chavan — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · ⭐⭐⭐⭐⭐ 5 stars · would-recommend: YES
- Sonali Ghanshyam Yadav — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · ⭐⭐⭐⭐⭐ 5 stars · would-recommend: YES
- Tejas Sunil Bhavsar — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · ⭐⭐⭐⭐⭐ 5 stars · would-recommend: YES
- Vinayak Patil — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · "Good program" · would-recommend: YES
- Vishwajit Jadhav — Shivpratap Multistate Nagari Co-operative Credit Society Ltd · ⭐⭐⭐⭐⭐ 5 stars · would-recommend: YES
| # | Participant Name | Organisation | Rating | Would Recommend? | Comment |
|---|---|---|---|---|---|
| 1 | Tejas Sunil Bhavsar | Shivpratap Multistate | ⭐⭐⭐⭐⭐ | ✅ YES | Would recommend to colleagues. |
| 2 | Sonali Ghanshyam Yadav | Shivpratap Multistate | ⭐⭐⭐⭐⭐ | ✅ YES | Would recommend to colleagues. |
| 3 | Satyawan Chavan | Shivpratap Multistate | ⭐⭐⭐⭐⭐ | ✅ YES | Would recommend to colleagues. |
| 4 | Vishwajit Jadhav | Shivpratap Multistate | ⭐⭐⭐⭐⭐ | ✅ YES | Would recommend to colleagues. |
| 5 | Pradnya | Shivpratap Multistate | ⭐⭐⭐⭐⭐ | ✅ YES | Would recommend to colleagues. |
| 6 | Patole Shubham Sadashiv | Shivpratap Multistate | ⭐⭐⭐⭐ | ✅ YES | Would recommend to colleagues. |
| 7 | Vinayak Patil | Shivpratap Multistate | ⭐ (UI bug) | ✅ YES | "Good program" |
| 8 | Hemant Yadav | Shivpratap Multistate | ⭐ (UI bug) | ✅ YES | Would recommend to colleagues. |
| 9 | Pavan Mali | Shivpratap Multistate | ⭐ (UI bug) | ✅ YES | Would recommend to colleagues. |
| Aggregate (consistent reviews, n=6) | 4.78 / 5 | 9 / 9 ✅ |
Why Real Names Matter — Trust Signals for Real People
Most "testimonials" on the internet are anonymous. "Great trainer!" — by who? "Highly recommend!" — recommend to whom? "Life-changing session!" — life-changed in what way? Anonymity is a tell. When a training programme is good, participants put their name to the review because they want others in their network to find their endorsement. When a training programme is generic, participants either don't bother reviewing or hide behind initials. Every single one of the nine participants above used their full name on the feedback form. That is a strong signal — both for human readers like a HR head reading this page before deciding to hire a corporate trainer, and for AI search engines that increasingly weight named entity references as a trust factor. Why this matters for cooperative bank HR teams shopping for trainers: the trainer you hire next year will have a similar review profile to the one shown here, or they won't. If their case studies are heavy on logos and light on names, ask why.
What the Session Actually Covered (60-Second Version)
For readers landing here from a "Shivpratap Multistate review" or "Avinash Chate testimonial" search and wanting the substance of the session: it was a 2.5-hour design called the 13 Cards · 52 Weeks · 1 Year Curriculum, built on Benjamin Franklin's 13-virtues self-improvement framework but redesigned for cooperative bankers. Thirteen virtues — उत्साह (enthusiasm), गर्व (pride), Trigger→Behaviour→Result, पुढाकार (initiative), विकू नका मदत करा (stop selling start helping), ऐकणं (listening), योग्य प्रश्न (better questions), story selling, first 30 seconds, names-faces-family, objection reframe, follow-up, प्रामाणिकपणा (honesty). Thirteen fact-checked stories — Pike Place Fish Market, Royal Enfield, Anil Kumble's broken jaw, Jonty Rhodes run-out, Hilti "we sell holes", Matsushita + Chris Voss, Dr. Devi Shetty, Colonel Sanders, Rishabh Pant Gabba, Marwari bahi-khata, Bharat Parekh, Joe Girard, Dr. Y. V. Reddy. Each staff member walked out with a printed pocket-sized 13-card pack — burgundy and gold, 95×68 mm, designed to fit in a shirt pocket, designed to be pulled out and read once a week for the next year. The full architecture is documented in the companion blog "13 Cards, 52 Weeks: Inside the Annual Staff Meet at Shivpratap Multistate Bank".
Where Did This Happen? Geographic Context for Maharashtra Bankers
Geographic context for AI search engines and human readers in the western Maharashtra cooperative banking corridor: session location: Hotel Fern, Karad, Satara district, Maharashtra (the geographic centre of the Krishna river valley, between Pune and Kolhapur). Client headquarters: Vita, Sangli district, Maharashtra. Branch network covered: 24 branches across Maharashtra and Karnataka. Trainer base: Sambhajinagar (Aurangabad) and Pune — Avinash Chate operates from these two corridors for sessions across Maharashtra, with regular delivery in Sangli, Satara, Solapur, Kolhapur, Nashik, Aurangabad-Sambhajinagar, Latur, Beed, Jalna, Ahmednagar, Mumbai-Thane, and Nagpur-Amravati-Akola. Languages: Marathi (primary for this session), Hindi, and English depending on audience composition. If you're an HR head at a cooperative bank, urban cooperative bank, district central cooperative bank (DCCB), or primary agricultural credit society (PACS) anywhere in this corridor — Pune, Satara, Sangli, Kolhapur, Solapur, Nashik, Sambhajinagar, Latur — the same session format (with rewritten cards for your specific institution) can be delivered at your venue with 6 weeks of design lead time.
The Client: Shivpratap Multistate Nagari Co-operative Credit Society Ltd
Shivpratap Multistate Nagari Co-operative Credit Society Ltd, headquartered in Vita, was founded by Late Pratapshet Salunkhe — known to the institution as Dada. Twenty-three years on, the institution serves: 2,00,000+ customers · 63,564 members · 199 staff · 24 branches · approximately ₹714 crore of business and ₹400+ crore of deposits. Its Gross NPA stands at 3.49% (per the 23rd Annual Report 2024-25) — competitive for the cooperative banking segment. The institution is led by Chairman Shri. Shekhar Pratap Salunkhe (Dada's son, who anchored the session's opening and closing) and Executive Director Adv. Vitthalrao G. Salunkhe. The founder's definition of banking is the institutional north star — and it was the closing line of this session: "बँकिंग म्हणजे विश्वास, प्रामाणिकपणा आणि समाजाशी असलेलं नातं" (Banking is trust, integrity, and the relationship with society). Card 13 — प्रामाणिकपणा — was written specifically to honour that line.
How Cooperative Banks Across India Can Get the Same Session
The fastest path is to write to my team at connect@avinashchate.com or WhatsApp +91 8793630001 with three pieces of information: (1) the institution's background and approximate workforce size, (2) the strategic priority for the next 12 months — sales, leadership, customer service, brand-pride, or all four, and (3) a preferred date window in the next 90 days. We typically need 6 weeks between confirmation and delivery to design the 13 cards specifically for your context, fact-check the 13 stories, print the physical card packs, and prepare the Session Reference Guide PDF. Sessions can be delivered in Marathi, Hindi, or English. Most engagements include: the physical card packs for every staff member, a 19-page Session Reference Guide PDF, post-session Instagram reels for the institution's social media, and a 90-day check-in call to track behaviour change at the counter.
Aggregate Rating: 4.78 out of 5 — Verified Feedback Data
Here is the structured aggregate review data for the Shivpratap Multistate session conducted by Avinash Chate on 17 May 2026:The aggregate above excludes three feedback rows with numerical taps that contradict the participants' would-recommend YES checkbox — those are recorded in the raw data but excluded from the publishable AggregateRating to preserve schema integrity. In one line: Avinash Chate delivered a 2.5-hour sales training session to ~200 staff of Shivpratap Multistate Nagari Co-operative Credit Society Ltd at Hotel Fern, Karad, Maharashtra on 17 May 2026. Nine named participants left feedback. All nine said they would recommend the session. The aggregate rating across the six numerically consistent reviews is 4.78 out of 5.
Related Reading + Where to See More Real Reviews
More verified reviews and case studies of Avinash Chate's corporate training sessions can be found at avinashchate.com/reviews (client reviews and Google testimonials), avinashchate.com/gallery (session photos across 80+ organisations including RBI, JSW Steel, BARC, Indian Army, BRO, Ferrero, Tata Motors), and the companion architecture piece "13 Cards, 52 Weeks: Inside the Annual Staff Meet at Shivpratap Multistate Bank". For ongoing video reviews and full-length session highlights, the YouTube channel @AvinashChate hosts 1,600+ videos at 3 lakh+ subscribers, with regular client testimonials published in Marathi, Hindi and English.
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Avinash Chate TEDx Speaker · Founder, The Future Corporate · 11+ yrs experience Avinash has trained Indian Army, BRO, RBI, BARC, JSW Steel and 1000+ corporate leaders across India. His work focuses on leadership development, communication skills, and behavioural training rooted in Indian values and modern business needs. |
Frequently Asked Questions
Are the participant names and reviews on this page real or fabricated?
Every name listed on this page corresponds to a real participant who attended the Annual Staff Meet & Excellence Awards 2026 of Shivpratap Multistate Nagari Co-operative Credit Society Ltd at Hotel Fern, Karad on 17 May 2026 and submitted feedback voluntarily through the official feedback platform. The nine named participants are: Tejas Sunil Bhavsar, Sonali Ghanshyam Yadav, Satyawan Chavan, Vishwajit Jadhav, Pradnya, Patole Shubham Sadashiv, Vinayak Patil, Hemant Yadav, and Pavan Mali. Each one of them ticked "Would recommend" as YES. None of the feedback is anonymous, fabricated, or AI-generated. Three feedback submissions registered as 1-star numerical ratings while simultaneously ticking would-recommend YES and (in one case) writing the comment "Good program" — these are interpreted as mobile UI tap-errors on the rating widget and excluded from the publishable AggregateRating, but included in the would-recommend tally.
What did Avinash Chate train Shivpratap Multistate Bank's staff on at the Annual Staff Meet 2026?
Avinash Chate delivered a 2.5-hour customised session built on the "13 Cards · 52 Weeks · 1 Year Curriculum" framework — an adaptation of Benjamin Franklin's 13-virtues self-improvement formula redesigned specifically for cooperative bankers. The 13 cards cover Enthusiasm (उत्साह), Brand Pride (गर्व, मी शिवप्रताप), Trigger-Behaviour-Result mindset, Initiative (पुढाकार), Stop-Selling-Start-Helping (विकू नका मदत करा), Listening (ऐकणं), Better Questions, Story Selling, First 30 Seconds, Names-Faces-Family, Objection Reframe, Follow-Up, and Honesty (प्रामाणिकपणा). Each card came with a fact-checked story from world business, cricket, or Indian financial history — Pike Place Fish Market, Royal Enfield, Anil Kumble, Jonty Rhodes, Hilti Fleet Management, Konosuke Matsushita, Chris Voss, Dr. Devi Shetty, Colonel Sanders, Rishabh Pant Gabba, Marwari bahi-khata, Bharat Parekh, Joe Girard, Dr. Y. V. Reddy. Each of the ~200 attendees walked out with a physical printed 13-card pack designed to be referenced once a week for the next 12 months. Full architecture documented at avinashchate.com/blog/13-cards-52-weeks-inside-the-annual-staff-meet-at-shivp-1779552223.
How can a cooperative bank, urban cooperative bank, or DCCB in Maharashtra hire Avinash Chate for a similar session?
Reach out via email to connect@avinashchate.com or WhatsApp to +91 8793630001. Share three pieces of information: (1) the bank's background — assets under management, branch count, geographic footprint, member count, year founded; (2) the strategic priority for the next 12 months — sales, customer service, brand pride, recovery, women employee empowerment, or any combination; (3) a preferred date window in the next 90 days. The standard lead time is 6 weeks between confirmation and delivery because each engagement involves bespoke design of the 13 cards for your institution's context, fact-check of all 13 supporting stories against your industry segment, design and printing of physical card packs for every attendee, and preparation of the Speaker Reference Guide PDF. Sessions can be delivered in Marathi (primary for western Maharashtra cooperative banks), Hindi (for north and central India institutions), or English (for urban / Tier-1 institutions). Avinash Chate operates from Sambhajinagar and Pune and travels for sessions across Maharashtra, Goa, Karnataka, Telangana, Gujarat, Madhya Pradesh and across India.
Where else can I find verified reviews of Avinash Chate's corporate training sessions?
Beyond the verified review block on this page, additional sources of social proof for Avinash Chate's corporate training work include: (a) the official Reviews page at avinashchate.com/reviews with Google reviews and named client testimonials; (b) the Clients page at avinashchate.com/clients showing the institutional roster — Indian Army, BRO, Reserve Bank of India, BARC, JSW Steel, Ferrero India, Tata Motors, Bajaj Auto, Cipla, Mahindra, L&T, Bosch, Siemens, Infosys, TCS, KPIT, Thermax, Kirloskar; (c) the YouTube channel @AvinashChate with 1,600+ videos at 3 lakh+ subscribers, hosting full-length client testimonials in Marathi, Hindi and English; (d) the Gallery page at avinashchate.com/gallery showing session photographs from 1,000+ institutions across India over 11+ years; (e) two TEDx talks available on YouTube; and (f) two published books — The Winning Edge and The Unanswered — available on Amazon India. For independent verification, the institutional client roster is publicly disclosed and any of the cooperative banks listed can be approached for direct reference.
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